Episodes

Most Australians think retirement is simple - work hard, pay off the home, build a nest egg, then spend carefully so you do not run out.  But here is the uncomfortable truth.  A lot of people do retirement backwards. They spend their healthiest years accumulating. Then, when they finally have the money, they have less energy, less mobility, and fewer meaningful chances to use it well.  And at the same time, we are watching a quiet shift in Australia. Inheritances and the Bank of Mum and Dad are starting to matter as…

A war thousands of kilometres away might seem like something that only affects geopolitics or oil markets.  But what if it actually exposes something much bigger about Australia’s economic model?  For decades, Australia has relied on a very simple formula for prosperity: we dig resources out of the ground, sell them to the world, and import much of what we consume.  But geopolitical shocks - like the escalating conflict involving Iran - remind us just how interconnected our economy really is.  Oil prices spike. Supply chains wobble. Inflation rises. Interest rates may stay higher for longer.  And suddenly events in the Middle East can ripple through Australian households, businesses, and even our property markets.  So today Simon Kuestenmacher and I unpack what this conflict could mean for Australia’s economic future as well as our housing markets.  Because this isn’t really about Iran.  It’s about the strengths and vulnerabilities of Australia’s entire economic model.  Takeaways Australia's resilience comes from a simple economic structure.   Conflicts raise prices, benefiting resource-rich exporters.   Systemic understanding is superior to headline-driven reactions.   Global interconnectedness heightens national anxiety and behavior.   Demographic strengths ensure Australia's future economic stability.   Economic pillars…

If you listen to the media, you’d think property prices are driven by interest rates, immigration numbers, and whatever the RBA does next month.  But when you strip away the noise and look at what actually moves prices over the medium term, there’s one factor that quietly dominates everything else. …

Every few years, we’re told the same story.  That regional Australia has finally cracked the code. That young people are fleeing the cities. That work-from-home has changed everything. And that country towns are the future of housing and lifestyle in Australia.  But when you strip away the headlines and look…

Today, we examine a significant demographic shift that’s reshaping Australia more quietly than population growth or migration, but with far greater long-term consequences.  By 2029, every baby boomer will officially be of retirement age, but many won’t be anywhere near ready to down tools. And not just because the super…

Today we're dive into one of the biggest myths in modern psychology and economics -the idea that money stops increasing your happiness after a certain point.  You’ve probably heard the line: “Happiness plateaus at US$75,000 a year.” It’s a catchy idea. It went viral. And it shaped everything from personal-finance…

Today we shine a spotlight on a generation that rarely asks for attention but quietly shapes enormous parts of Australia’s economy and real estate landscape. I'm talking about Generation X - that cohort born between 1965 and 1980.  While Millennials dominate headlines and Boomers dominate balance sheets, Gen X has…

Today we ask a question almost no one in property likes to touch - not “will housing prices keep rising?” but “how expensive do we actually want housing to be?”  For decades we’ve celebrated rising house prices in Australia. If your home was worth more this year than last, life…