Episodes

What if the single biggest decision that shaped your entire financial future… wasn't actually a decision at all?   Warren Buffett, one of the richest men who has ever lived, says his success came down to one thing before he'd even taken his first breath.   Today Simon Kuestenmacher and I are…

Your age influences much more than the number of candles on your birthday cake.  It helps shape where you live, what you buy, how you work, what you worry about and even what you believe gives your life meaning.  You see..there are twelve stages of human life, according to one…

Many things about Australia are going to change beyond recognition over the next decade and we covered those in detail, in our last episode.  But here's the flip side, and it might be even more important for your decisions. There are forces running through Australian life that no election, no…

Every few months, a new report lands that says everything is about to change. Interest rates, migration, AI, the tax system. Take your pick. Most of it is noise. dressed up as insight.  In today's episode Simon Kuestenmacher and I step back from the noise and look at what the…

What if the biggest risk to your wealth isn't a bad property, a bad loan, or even a bad market... it's the thing you never saw coming at all? In the early 1980s, a young economist called Don Stammer taught me to watch for something he called the X-factor. Today,…

Australians are wealthier, healthier and living longer than previous generations, so why are we becoming less happy? Why are younger Australians now among the least happy people in the country? And have expensive housing, social media, and our constant desire for more turned the Australian dream into a treadmill we…

For twenty years, the story of Australian housing was apartments. Cranes over the CBD, young professionals in one-bedroom towers, cafes on every corner.   Today, that story is quietly ending, and almost nobody in property or planning has caught up with it yet.   The generation that built the apartment boom is now the generation walking away from it, and where they go next is going to reshape entire suburbs.   Australia’s largest generation is entering a new stage of life, and that is going to change what millions of people want from their homes.  In this episode Simon Kuestenmacher and I explain how Australia’s largest generation is reshaping housing demand.  By the end of this episode, you'll know exactly which property types are about to come into serious demand, and which ones risk being left behind.  We explore why millennials are moving from inner-city apartments towards larger homes with bedrooms, storage, outdoor space and room for hybrid work.  We discuss how the “Millennial Mountain” is influencing consumer behaviour, family formation, property preferences and…

Australians just completed the 2026 Census, the largest and most important statistical exercise conducted in this country which provide a snapshot of who we are, where we live, how we work, what our households look like and how our society is changing. Of course, Census results are more than a…